Columbia Insurance Bad Faith Attorney
Was your insurance claim denied? We can help!
When you have paid for the insurance premiums for years, you want your
insurance company to fulfill their part of the contract you signed. Many
of our clients have been subjected to unfair claims practices by their
insurers and have been denied coverage under a binding policy of insurance.
When this happens you need a dedicated Columbia bad faith attorney to
hold your insurer accountable and recover what you need.
McLeod Law Group, LLC is proud to represent individuals and businesses in disputes with insurance
companies stemming from a claim against a policy for property, medical,
accidental, title, health or life insurance benefits.
What are considered improper practices by insurance companies?
South Carolina regulations and court rulings offer relief for those who
have experienced unfair or deceptive acts by their insurance company and
their claims adjusters or agents. Insurance companies are obligated to
adjust claims in good faith and must properly pay, investigate, or negotiate
claims pursuant to a binding policy of insurance.
State law provides that the following acts could constitute improper claim
- Intentionally misrepresenting to policy holders or third-party claimants
relevant facts or policy provisions related to coverages at issue or providing
deceptive or misleading information with respect to coverages.
- Failing to acknowledge with reasonable promptness, pertinent communications
with respect to claims coming about under its policies
- Failing to adopt and implement reasonable standards for the prompt investigation
and settlement of claims
- Not attempting in good faith to effect prompt, fair, and equitable settlement
- Forcing policyholders or claimants, including third-party claimants under
liability policies, to institute suits to obtain amounts reasonably due
or payable with respect to claims arising under its policies by offering
considerably less than the amounts ultimately recovered through suits
brought by the claimants or through settlements with their attorneys employed
as the result of the inability of the claimants to secure reasonable settlements
with the insurers.
- Offering to settle claims, including third-party liability claims, for
an amount less than the amount otherwise reasonably due or payable based
upon the possibility or probability that the policyholder or claimant
would be required to incur attorneys' fees to recover the mount reasonably
due or payable.
On top of recovering damages for the original claim, you could also be
awarded punitive damages and attorneys' fees if you are forced to
bring suit against the insurer for a claim that they did not adjust in
Begin your claim today!
If you believe your insurer dealt with you and/or your claim in bad faith,
which could include a wrongful denial of an insurance claim, McLeod Law
Group, LLC can help you.
Contact our firm for a confidential, free consultation—(843) 277-6655