Uninsured Motorist Claims in South Carolina

Charleston Car Accident Lawyer

You cannot afford to live with the consequences of paying for an accident on your own or having to deal with an insurance company acting in bad faith. Act now to retain an experienced Charleston car accident attorney who can fight for you to achieve just results. You can find the sterling representation you need at McLeod Law Group, LLC.

By law, car owners in South Carolina must have sufficient liability insurance. This is to ensure that when they are at fault for car accidents, their insurance will compensate the other parties involved for damages. No one on the road should be driving uninsured. Of course, the reality of things is that many drivers do no insure their cars, and these irresponsible drivers are often in accidents themselves.

If the driver who caused an accident is underinsured, then his or her insurance policy is most likely too limited to fully compensate you. An uninsured driver has no policy from which you can claim a settlement at all. Even if that other party is liable for the accident, it may not be a good idea to go after the driver in a lawsuit. Often the reason they do not have coverage is because they cannot afford it.

The Benefits of Car Insurance

The good news is that if you yourself are insured, then by law your policy is required to have uninsured and underinsured motorist coverage. This should help pay whatever the other person's insurance cannot, or it should compensate you fully if the at-fault party lacks insurance altogether. If you are insured, there is a good chance you have probably been faithful making your payments year in and year out. An uninsured driver has failed to uphold a basic responsibility of his or her driving privileges.

You should be entitled to full compensation from your own policy. That being said, even your own insurance can try to get out of paying up if they can. If your uninsured motorist claim is accepted, then you may only receive an offer for a low settlement. You deserve a tenacious advocate who can protect your rights.

Do Not Pay for Someone Else's Negligence

When you are in an accident, you could be facing ever-growing medical bills that you cannot pay for because you are unable to work. If you have suffered any traumatic brain injuries, broken bones, or damage to your spinal cord, then you are most likely facing expensive medical treatment and therapy, all of which can last for months or even years. You should not have to pay a cent; insurance should fully cover you. Not only has someone else's recklessness caused your accident, but that carelessness has forced you to turn to your own insurance to get a settlement.

What Our Charleston Car Accident Attorney Can Do for You

Our Charleston personal injury attorneys have been helping car accident victims due to others' recklessness, winning them the compensation they truly deserve. With our team, your claim is in trusted hands. We know how to negotiate with the insurance companies to help make sure your rights are being upheld. With a passionate advocate on your side, a great deal of stress can be alleviated.

We understand that this can be a difficult time for you, and we are dedicated to helping you overcome the financial hardships associated with serious injuries. A fair settlement can help you move on in life after a car accident.

When you need legal assistance to defend your rights, do not hesitate to contact McLeod Law Group, LLC today.